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Best Credit Card for Amazon Shopping in India

Last updated :
March 10, 2024

minutes read

Amazon India a platform known for shopping is a dominant force in the e-commerce landscape, offering a vast selection of products across diverse categories. Using the right credit card on Amazon can significantly boost your benefits, from exclusive discounts to cashback and reward points.

If you're wondering which credit card is the best for Amazon shopping, you have come to the right place! Here, we delve into the best online shopping credit card options that provide the best perks for Amazon shopping.

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Best Credit Cards for Amazon Shopping

Amazon India is a dominant force in online shopping in India and is a leading e-commerce giant, has collaborated with various banks to offer exclusive benefits to its customers. Several credit card offers on Amazon can enhance your shopping experience.

Here are some of the best credit cards for rewards when shopping on Amazon:

ICICI Bank Credit Cards through Amazon Pay

ICICI Bank, in partnership with Amazon, offers the Amazon Pay ICICI Credit Card that provides a plethora of benefits for Amazon shoppers:

  • Amazon Pay ICICI Credit Card: Prime members earn a 5% cashback on Amazon purchases, while non-Prime members get 3%. Additionally, the card provides 2% cash back at 100+ Amazon Pay partner merchants and 1% cash back on other transactions.

With Amazon in shopping scenarios, using the right credit card can significantly boost your benefits. You can also apply for a credit card on Amazon to enjoy exclusive benefits.

SBI Credit Cards

State Bank of India offers the Cashback SBI Card that is beneficial for online shopping, including Amazon:

  • Cashback SBI Card: This card offers a 5% cashback on all online spending, making it a suitable choice for Amazon shopping. The card also provides a 1% cashback on other spends and comes with no merchant restrictions.
  • SimplyCLICK SBI Credit Card: Tailored for online shopping, this card offers reward points on spending and comes with a welcome benefit of an Amazon gift card.

The Amazon SBI card offer includes a 5% cashback on all online spending.

If you are shopping for Amazon exclusive products, using the right credit card can offer additional benefits. Each credit card offers unique benefits, but it's essential to find the one that provides the best value.

HDFC Bank Credit Cards

HDFC Bank, known for its diverse range of credit cards, offers several cards that are beneficial for Amazon shoppers in India:

  • HDFC Bank Infinia Credit Card (Metal Edition): A super-premium credit card experience tailored for Amazon shoppers. Users can earn 5x reward points on Amazon shopping via the HDFC SmartBuy portal, translating to 5 points for every Rs 150 spent. The reward redemption return can reach an impressive 1.67% when redeemed against SmartBuy hotels, flights, or Tanishq gift vouchers.
  • HDFC Bank Diners Club Black Credit Card: A premium card offering exclusive benefits for Amazon shopping. Cardholders can earn 15 reward points for every Rs 150 spent on Amazon via the HDFC SmartBuy portal. This results in a reward rate of 10% when points are redeemed against SmartBuy hotels and flights.
  • HDFC Millennia Credit Card: Designed for those who shop across various online platforms. This card offers a 5% cashback as cash points on Amazon. Additionally, the card extends its 5% cashback offer to other popular online merchants, ensuring rewarding shopping experiences across the board.

There are exclusive Amazon offers for HDFC credit card holders, including cashbacks and discounts.

When it comes to Amazon India shopping online, having the right credit card can amplify the benefits. For Amazon Prime shopping in India, some credit cards offer additional benefits.

Dhanlaxmi Bank Credit Cards

Dhanlaxmi Bank's Platinum Credit Card is ideal for frequent shoppers:

  • Dhanlaxmi Bank Platinum Credit Card: This card, with no annual fee, offers cashback on spending, making it suitable for shopping on Amazon and other platforms.

On, online shopping in India is a seamless experience, especially with the right credit card. Amazon often provides exclusive deals and offers for credit card users. Stay updated with the latest credit card offers in Amazon to maximize your benefits.

To avail of the benefits, you can apply for the Amazon Pay credit card directly on their platform.

Comparison of Top Credit Cards for Amazon Shopping

To make your decision easier, here's a quick comparison of the top credit cards for Amazon shopping in India:

Credit Card Annual Fee Cashback on Amazon Other Benefits
ICICI Amazon Pay ₹0 5% (Prime Members) 2% on other online spends
SBI Card ₹499 4% 1% on all other spends
HDFC Card ₹1,000 3% Exclusive discounts on partner sites

This table provides a snapshot of the key features of each card. For detailed benefits and reviews, scroll above.

The Indian Amazon online shopping experience is unparalleled, especially when you have the right credit card. To determine the best credit card for online shopping, consider the rewards and cashback offers.

If you're interested, you can apply for the Amazon credit card directly through their website.

Benefits of Using Credit Cards on Amazon

Shopping on Amazon India with a credit card amplifies the advantages you can enjoy. For online shopping, Amazon in India offers exclusive deals and benefits. Here are some of the primary benefits:

  • Exclusive Discounts: Credit cards often come with exclusive discounts on specific brands or product categories on Amazon.
  • Cashback Offers: Earn cashback on your purchases, which can be redeemed on subsequent orders or other services.
  • Reward Points: Gather reward points for every transaction and redeem them for gift vouchers, products, or other services on Amazon.
  • EMI Options: Convert your high-value purchases into easy monthly instalments at attractive interest rates.
  • Prime Membership Offers: Some credit cards offer complimentary Amazon Prime membership or special benefits for Prime members.

These benefits are not just limited to Amazon. Explore how credit cards can enhance your shopping experience on Flipkart and Myntra too.

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Tips for Maximizing Your Credit Card Benefits on Amazon

  • Stay Updated: Regularly check Amazon and your bank's website for any new offers or collaborations.
  • Use the Right Card: If you possess multiple credit cards, use the one that provides the best benefits for your type of purchase on Amazon.
  • Pay in Full: To avoid interest charges, always clear your credit card bill in full before the due date.
  • Check for EMI Options: For expensive items, see if there's an EMI option available at a low or zero interest rate.
  • Secure Your Card: Ensure your credit card details remain confidential and avoid sharing them unnecessarily.


Amazon India, with its vast product range and frequent sales, is a shopper's paradise. For Amazon shopping, India online platforms provide numerous benefits, especially when paired with the right credit card.By selecting the right credit card and staying updated on ongoing offers, you can enhance your shopping experience. Whether it's exclusive discounts, cashback, or reward points, there's always an opportunity to gain more on Amazon with your credit card. Choosing the right card for Amazon shopping can provide numerous benefits.

Diversify your shopping experiences! Learn about the best credit cards for Myntra shopping and the top cards for Flipkart shopping.

😎 Top selling gift cards now
😎 Top selling gift cards now
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Shuaib Azam
Shuaib is a Marketing & Growth lead at Hubble. When he isn't working on growth initiatives, Shuaib writes fiction and doodles space monkeys.

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