Learn about gift cards
What is a gift card?
Also known as brand vouchers, gift vouchers and brand cards, gift cards are a digital mode of payment which carries a amount along with a pin / card no. You can buy these gift cards and use them to pay on 300+ brand online and offline as well.
Why should I use a gift card?
Gift cards help you get great value on your purchase with a brand. They simplify giving, help with budgeting, and are easily sent across distances, ensuring your thoughtful gesture brings joy and value.
How to use a gift card?
To use a gift card, simply present it at the time of purchase in-store or enter the card’s unique code at checkout when shopping online. The amount of your purchase will be deducted from the card's balance.

Best Credit Card for Flipkart Shopping in India

Last updated :
March 10, 2024

minutes read

Flipkart is one of India's leading e-commerce platforms, offering a vast array of products across multiple categories. When shopping on Flipkart, using a credit card can amplify your benefits, including exclusive discounts, cashback, and reward points. Flipkart online shopping has become more rewarding with these credit cards. Certain credit cards provide enhanced perks for Flipkart shopping, making them a top choice for frequent shoppers on the platform.

Note: Some people mistakenly search for Flip K Art instead of Flipkart, but rest assured, the benefits are all on Flipkart.

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Best Credit Cards for Flipkart Shopping

Flipkart, being one of the top e-commerce platforms in India, has collaborated with various banks to offer exclusive benefits to its customers. When shopping Flipkart, using a credit card can amplify your benefits. For those who prefer online shopping in Flipkart, these credit cards offer a plethora of advantages.
Here are some of the top credit cards that provide exceptional rewards and cashback for Flipkart shopping:

HDFC Bank Credit Cards through SmartBuy Portal

SmartBuy is HDFC Bank's rewards portal that showcases all ongoing offers on HDFC credit cards. By making purchases through the HDFC SmartBuy portal, users can earn up to 10x reward points on select cards and cashback on others. Here are some HDFC credit cards that offer benefits for Flipkart shopping:

  • HDFC Bank Infinia Credit Card: Earn 5 reward points per spend of Rs 150 on Flipkart. Through SmartBuy, this can go up to 25 reward points per spend of Rs 150.
  • HDFC Bank Diners Club Credit Card: Similar to the Infinia card, earn 5 reward points per spend of Rs 150 on Flipkart, which can be accelerated to 25 points via SmartBuy.
  • HDFC Bank Millennia Credit Card: Get 2.5% cashback on Flipkart. Combined with SmartBuy, this can total up to 3.5% cashback.

The HDFC Bank Infinia Credit Card is excellent for your Flipkart online shop needs. HDFC credit cards offer great benefits for Flipkart com online shopping.

YES Bank Credit Cards through YES Cart

YES Bank's rewards portal, YES Cart, offers 10x reward points on selected merchants, including Amazon and Flipkart. Here are some YES Bank credit cards that provide benefits for Flipkart shopping:

  • YES Private Credit Card: Earn 4 reward points per Rs 200 spent on Flipkart. This can be boosted to 40 reward points per Rs 200 spent through YES Cart.
  • YES First Exclusive Credit Card: Earn 12 reward points per Rs 200 spent on Flipkart, which can be increased to 120 reward points through YES Cart.
  • YES First Preferred Credit Card: Get 8 reward points per Rs 200 spent on Flipkart, and up to 80 reward points via YES Cart.

Yes Bank credit cards are another great option for online shopping by Flipkart. Yes Bank credit cards work seamlessly with the Flipkart online shopping app.

Axis Bank Credit Cards through Axis Bank Grab Deals

Axis Bank Grab Deals is a shopping portal for Axis Bank cardholders, offering rewards and cashback on various merchants, including Flipkart. Here are some of the Flipkart credit card benefits you can enjoy:

  • Burgundy Digital Savings Account Holders: Avail 10% cashback on Flipkart.
  • Priority Digital Savings Account Holders: Get 7.5% cashback on Flipkart.
  • Prime Digital Savings Account Holders: Enjoy 5% cashback on Flipkart.

Axis Bank credit cards offer great deals on www.flipkart.com online shopping. This card offers benefits not just for Flipkart but also for Amazon shopping and Myntra shopping. Apart from credit card offers, Axis Banking also provides various financial services that can be beneficial for Flipkart shoppers. Axis Bank credit cards offer various rewards for Flipkart shopping online.

Co-branded Credit Cards

There are also co-branded credit cards specifically designed for Flipkart shopping. Let's delve into the Flipkart Axis Bank Credit Card benefits:

  • Flipkart Axis Bank Credit Card: The Axis Flipkart Credit Card, issued in partnership with Flipkart, offers a 5% cashback on Flipkart and Myntra, 4% cashback on Swiggy, Uber, and PVR, and 1.5% cashback on all other spends. The Axis Flipkart Credit Card benefits include 4 complimentary domestic lounge accesses.

The Flipkart Axis Bank Credit Card is perfect for Flipkart.com online shopping. To enjoy these benefits, you can Flipkart credit card apply directly through the Flipkart app. The Flipkart Axis Card benefits are not just limited to Flipkart but also extend to Myntra and other platforms.

Benefits of Using Credit Cards on Flipkart

Using a credit card for your Flipkart purchases comes with a plethora of advantages:

  • Exclusive Discounts: Many credit cards offer exclusive discounts on specific product categories or brands on Flipkart. Exclusive discounts are one of the many perks of online shopping Flipkart.
  • Cashback Offers: Earn cashback on your purchases, which can be redeemed later for other products or services.
  • Reward Points: Accumulate reward points for every transaction and redeem them for vouchers, products, or other services.
  • EMI Options: Convert your high-value purchases into easy monthly instalments at competitive interest rates.
  • Special Sale Access: Get early access to Flipkart sales and exclusive card-only deals.

These credit cards are also great for Flipkart online shopping grocery.

Expand your shopping benefits across platforms! Check out the top credit cards for Amazon shopping and the best cards for Myntra shopping. Explore now!

😎 Top selling gift cards now

Tips for Maximizing Your Credit Card Benefits on Flipkart

  • Stay Updated: Regularly check Flipkart and your bank's website for any new offers or tie-ups.
  • Use the Right Card: If you have multiple credit cards, use the one that offers the best benefits for your purchase type on Flipkart.
  • Pay in Full: To avoid interest charges, always pay your credit card bill in full before the due date.
  • Check for EMI Options: For high-value items, see if there's an EMI option available at a low or zero interest rate.
  • Secure Your Card: Always ensure your credit card details are safe and avoid sharing them unnecessarily.

Just as you can maximize benefits on Flipkart, there are ways to optimize your rewards on Amazon and Myntra as well. To get the most out of your online shopping on Flipkart, regularly check for new offers. The Flipkart app online shopping experience is also enhanced with these credit cards.

For the latest offers, visit Flipkart.com regularly.

Comparison with Other Popular Cards

While we've discussed some of the best cards for Flipkart shopping, it's essential to know how they stack up against other popular cards in the market.

Standard Chartered Platinum Rewards Card:

This card offers excellent rewards for dining and fuel but falls short when it comes to e-commerce shopping, making the cards we discussed a better choice for Flipkart enthusiasts.

Citi Cash Back Card:

While this card provides a good cashback rate for movie tickets and telephone bills, its e-commerce rewards aren't as competitive as the Flipkart-specific cards we've highlighted.


Flipkart, being one of the leading e-commerce platforms in India, offers a multitude of benefits for credit card users. By choosing the right card and being aware of ongoing offers, you can maximize your savings and benefits. Whether it's exclusive discounts, cashback, or reward points, there's always an opportunity to save more on Flipkart with your credit card.

Frequently Asked Questions (FAQs)

Which credit card offers the highest cashback on Flipkart?

The Flipkart Axis Bank Credit Card currently offers one of the highest cashback rates for Flipkart shopping. To check your Flipkart Axis Bank Credit Card status, visit Axis Bank's website.

Are there any annual fees associated with these cards?

Most of these cards come with an annual fee, but they often provide waivers if you reach a certain spending threshold in a year.

Can I avail of EMI options for online shopping at Flipkart with these credit cards?

Yes, most of these cards allow you to convert your Flipkart purchases into easy monthly instalments. Don't miss out on the Flipkart sale today offer by keeping an eye on the website or app.

😎 Top selling gift cards now
😎 Top selling gift cards now
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Shuaib Azam
Shuaib is a Marketing & Growth lead at Hubble. When he isn't working on growth initiatives, Shuaib writes fiction and doodles space monkeys.

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