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Best Credit Card for Myntra Shopping in India

Last updated :
March 10, 2024

minutes read

Myntra is one of the most popular e-commerce websites in India, offering a wide range of fashion and lifestyle products at competitive prices. Myntra, a leading online shop, has become a go-to destination for fashion enthusiasts across India. Many choose Myntra for online shopping due to its user-friendly interface, vast collection, and exclusive deals. Myntra online shopping has revolutionized the way we explore and buy fashion, offering a vast range of products at competitive prices.

When it comes to shopping on Myntra, using a credit card can provide additional benefits such as discounts, cashback, and reward points. With the increasing trend of shopping in Myntra, it's essential to know the best credit cards that offer rewards and cashbacks.

Some credit cards offer higher benefits for Myntra shopping, making them ideal for customers who regularly shop on the website.

For those who enjoy shopping online, Myntra offers a plethora of fashion choices. This platform has become a favourite for many due to its vast collection and exclusive deals.

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Best credit cards for Myntra shopping

HDFC Bank Millennia Credit Card

  • The HDFC Bank Millennia credit card offers 5% cashback on Myntra purchases made through the Millennia website or mobile app.
  • Customers can also avail of a 1% cashback on all other online spends.
  • The card also provides benefits such as fuel surcharge waivers and discounts on dining and travel.

ICICI Bank Amazon Pay Credit Card

Although it is an Amazon Pay credit card, ICICI Bank's Amazon Pay credit card can also be used for shopping on Myntra. The card provides a 1% cashback on all Myntra spends and 5% cashback on Amazon purchases. Customers can also avail of benefits such as fuel surcharge waivers, lounge access, and discounts on partnered brands. While this card offers benefits for Myntra, it's primarily designed for Amazon shopping.

Standard Chartered DigiSmart Credit Card

  • The Standard Chartered DigiSmart credit card provides a 10% discount on Myntra spends.
  • The card also offers benefits such as discounts on dining and fuel surcharge waivers.

Axis Bank Neo Credit Card

  • The Axis Bank Neo credit card offers a 10% discount on Myntra spends.
  • Customers can also avail of benefits such as fuel surcharge waivers and discounts on dining and movie tickets.

SBI Card Elite

  • The SBI Card Elite credit card provides a 5% cashback on Myntra spends.
  • Customers can also avail of benefits such as airport lounge access, travel insurance, and discounts on dining and movie tickets.

To make the most of your purchases on platforms like Myntra, it's crucial to select the best online shopping credit card tailored for your needs. Apart from credit card benefits, there are also various coupons for Myntra that shoppers can avail for additional discounts. Always keep an eye out for the latest Myntra coupon codes to maximise your savings.

Eligibility Criteria for Different Credit Cards

To apply for any credit card, you need to:

  • Be at least 18 years old.
  • Have a minimum monthly income of INR 25,000.
  • Possess a good credit score, preferably above 750.

It's essential to check with the bank or credit card provider for specific eligibility requirements.

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Application Process for Credit Cards

Applying for a credit card is a straightforward process. Here's a general step-by-step guide:

  1. Research: Start by researching and comparing different credit cards based on your shopping preferences and needs.
  2. Online Application: Visit the bank's official website and fill out the online application form with your personal and financial details.
  3. Document Submission: Upload the necessary documents, such as proof of identity, address, and income.
  4. Verification: The bank will verify your details and may schedule a document pickup or an in-person verification.
  5. Approval: Once verified, you'll receive approval, and your credit card will be dispatched to your address.

Remember, the exact process might vary slightly depending on the bank or credit card provider.


In conclusion, finding the best credit card for shopping can lead to substantial savings and rewards. Ensure you choose the best shopping credit card that aligns with your shopping habits. Choosing the best credit card for online shopping can significantly enhance your shopping experience, ensuring you get the most value out of every purchase.

In the rapidly evolving world of online shopping, Myntra stands out as a premier destination for fashion enthusiasts. The right credit card can significantly amplify your shopping experience, offering not just convenience but also tangible rewards and benefits. As we've explored, several credit cards cater specifically to Myntra shoppers, each with its unique set of advantages.

It's essential to assess your shopping habits, frequency, and preferences to select the card that aligns best with your needs. Remember, while discounts and cashbacks are enticing, always practice responsible credit behaviour to maintain a healthy credit score.

Key Takeaways

  • Myntra is a leading e-commerce platform in India, offering a vast range of fashion and lifestyle products.
  • Several credit cards provide exclusive benefits for Myntra shoppers, including discounts, cashback, and reward points.
  • Choosing the right credit card based on your shopping habits can enhance your online shopping experience.
  • Apart from credit card benefits, always be on the lookout for additional offers and promotions on Myntra.
  • Practice responsible credit behaviour to enjoy the benefits without compromising your financial health.

Maximize your online shopping savings! Discover the best credit cards for Amazon shopping and the top cards for Flipkart shopping. Dive in now!

😎 Top selling gift cards now
😎 Top selling gift cards now
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Shuaib Azam
Shuaib is a Marketing & Growth lead at Hubble. When he isn't working on growth initiatives, Shuaib writes fiction and doodles space monkeys.

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