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Really Simple Way to Create a Sustainable Budget

Last updated :
March 10, 2024
/

minutes read

Creating a budget is a great way to ensure that you’re staying on track with your finances. A budget will help you to better manage your expenses and plan for the future. In this article, we’ll go over the basics of budgeting and provide you with tips to help you create a sustainable budget that you can stick to. 

Budgeting is the process of allocating your income to expenses, savings and investments. It is an essential tool to help you manage your finances and reach your financial goals.

When creating a budget, it is important to focus on your needs and not your wants. Think about what your necessary expenses are such as rent, utilities, food, and transportation and make sure that these are taken care of first. Then, you can start to allocate the rest of your income to other categories, such as savings and investments.

It is also important to set realistic goals and stick to them. This could include having a certain amount of money saved each month and investing a certain percentage of your income into stocks or mutual funds. Additionally, you should make sure to track your spending so that you can stay on top of your budget.

As an example, let's say you have a monthly income of INR 30,000 . Of this, you allocate INR 10,000 to rent and utilities, INR 10,000 to food and other necessary expenses, and the remaining INR 10,000 to savings and investments.

You could then decide to save 4,000 INR each month and invest the remaining 6,000 INR in stocks or mutual funds.

Hubble Money comes in handy here. You can setup auto transfer of INR 10,000 to your Hubble Spending Account where it will grow to 10% in 100 days. You can use this for all your expenses.

By following these tips, you can create a sustainable budget that will help you reach your financial goals.

It is important to remember that budgeting is not an overnight process and it takes time to develop a strong financial foundation. So, start with small steps and you'll be well on your way to financial success!

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Shuaib Azam
Shuaib is a Marketing & Growth lead at Hubble. When he isn't working on growth initiatives, Shuaib writes fiction and doodles space monkeys.

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