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Also known as brand vouchers, gift vouchers and brand cards, gift cards are a digital mode of payment which carries a amount along with a pin / card no. You can buy these gift cards and use them to pay on 300+ brand online and offline as well.
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Gift cards help you get great value on your purchase with a brand. They simplify giving, help with budgeting, and are easily sent across distances, ensuring your thoughtful gesture brings joy and value.
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To use a gift card, simply present it at the time of purchase in-store or enter the card’s unique code at checkout when shopping online. The amount of your purchase will be deducted from the card's balance.

What are the 3 types of spending you do?

Last updated :
March 10, 2024

minutes read

All the money that you spend can be grouped into one of the 3 types of spending.

This applies to you even if you haven't checked your spending since you opened your bank account.

They are: essential, discretionary, and savings.

  1. Essential spending is the money that we spend for necessities. Like, for basic living, such as food, housing, and medical care. All the money that you spend to maintain your current standard of living can be deemed essential spending. These are your 'needs'.
  2. Discretionary spending refers to money that is spent on non-essential items, such as entertainment, luxury goods, and travel. This type of spending is not necessary for survival, but it brings you comfort, joy and other things that make you who you are. These are your 'wants' and your 'spending money'.
  3. Savings spending refers to money that is spent or moved with the sole purpose of using it in the future. Saving can be used for a variety of purposes, such as buying a home, career improvement, or planning for retirement.
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Shuaib Azam
Shuaib is a Marketing & Growth lead at Hubble. When he isn't working on growth initiatives, Shuaib writes fiction and doodles space monkeys.

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