Learn about gift cards
What is a gift card?
Also known as brand vouchers, gift vouchers and brand cards, gift cards are a digital mode of payment which carries a amount along with a pin / card no. You can buy these gift cards and use them to pay on 300+ brand online and offline as well.
Why should I use a gift card?
Gift cards help you get great value on your purchase with a brand. They simplify giving, help with budgeting, and are easily sent across distances, ensuring your thoughtful gesture brings joy and value.
How to use a gift card?
To use a gift card, simply present it at the time of purchase in-store or enter the card’s unique code at checkout when shopping online. The amount of your purchase will be deducted from the card's balance.

How to Plan a Family Vacation to the Maldives on a 15 LPA Salary: Tips and Tricks

Last updated :
March 10, 2024

minutes read


  • The Maldives is a dream destination for many, with its clear blue waters, white sandy beaches, and stunning coral reefs. However, planning a family vacation to the Maldives on a 15 LPA (lakh per annum) salary can seem daunting. But with the right tips and tricks, it is possible to make your dream vacation a reality.
  • Budgeting is crucial when planning any trip, especially when travelling to a destination like the Maldives that can be expensive. The good news is that it is possible to enjoy this paradise without breaking the bank. In this article, we'll share tips and tricks for planning a family vacation to the Maldives on a budget.

Setting a Realistic Budget

  • Before you start planning your Maldives vacation, it's essential to set a realistic budget. A realistic budget will help you plan your trip better, prevent overspending, and give you peace of mind.
  • Consider factors like the number of people travelling, the duration of your stay, and the cost of accommodations, food, and activities. Take into account the cost of visas, travel insurance, and other incidental expenses.
  • It's also important to save money before the trip. For example, you could cut back on non-essential expenses like eating out, subscriptions, or shopping. Instead, you could pack your meals, cancel subscriptions, or find ways to earn extra money.

Finding Affordable Accommodations

  • The Maldives has a wide range of accommodation options, from luxury resorts to budget guesthouses. While luxury resorts offer many amenities, they can be expensive. A more affordable option is to stay in a budget guesthouse on a local island. These guesthouses offer comfortable accommodations and easy access to the beach and other activities.
  • You could also consider booking accommodations in advance, comparing prices, and taking advantage of discounts and promotions. Another option is to book accommodations in the off-season when prices are lower.

Saving Money on Flights

  • Flights to the Maldives can be expensive, but there are ways to save money. First, you can search for affordable flights by comparing prices, booking in advance, or travelling during the offseason. It's also a good idea to be flexible with your travel dates and times.
  • Alternatively, you could consider flying to a nearby airport and then taking a ferry or speedboat to the Maldives. This could be more affordable and add an adventure element to your trip.

Planning Activities on a Budget

  • The Maldives offers a range of activities for families, including snorkelling, scuba diving, fishing, and island hopping. Some activities are free, like beachcombing, swimming, and sunbathing. You could also explore local markets, museums, and historical sites.
  • To save money on activities, you could book activities in advance, take advantage of discounts and promotions, or negotiate prices. You could also consider travelling during the offseason when prices are lower.

Saving Money on Food and Drink

  • Dining in the Maldives can be expensive, especially at luxury resorts. However, there are affordable options like local cafes and street vendors that offer delicious local cuisine at a fraction of the price. You could also consider booking accommodations that offer a kitchenette or cooking facilities, allowing you to prepare your meals.
  • To save money on drinks, consider drinking tap water, which is safe to drink in the Maldives. Alternatively, you could buy drinks from a local store instead of buying them at a restaurant or bar.

Additional Cost-Saving Tips

  • Plan for unforeseen expenses like medical emergencies or flight cancellations. Make sure to have travel insurance to cover any unexpected costs.
  • Use credit cards and loyalty programs to save money on your trip. Some credit cards offer rewards or cashback for travel-related expenses like flights and accommodations. Loyalty programs for airlines, hotels, and other travel companies can also offer discounts or freebies.
  • Finally, don't be afraid to negotiate prices and fees. Ask for discounts or promotions when booking accommodations or activities. You could also negotiate prices with local vendors or tour operators to get the best deal.

Sure, here's an example itinerary for a family vacation in the Maldives, along with estimated costs in Indian currency (INR). Please note that these costs are subject to change based on the time of year, availability, and other factors.

Example Itinerary and Cost for a 5-day family vacation

Day 1: Arrival and Transfer to Maafushi Island

  • Arrive at Velana International Airport, Maldives.
  • Take a speedboat transfer to Maafushi Island.
  • Check-in at a budget guesthouse.
  • Spend the evening exploring the island and relaxing on the beach.

Day 2: Snorkeling and Sandbank Visit

  • After breakfast, head out on a half-day snorkelling trip to explore the vibrant coral reefs and marine life.
  • Return to Maafushi Island for lunch.
  • In the afternoon, take a speedboat to a nearby sandbank and spend the rest of the day swimming, sunbathing, and relaxing.
  • Return to Maafushi Island for dinner.

Day 3: Island Hopping

  • After breakfast, take a full-day island hopping tour to explore other nearby islands, including Guraidhoo Island and picnic island.
  • Enjoy swimming, snorkelling, and beach activities.
  • Return to Maafushi Island for dinner.

Day 4: Relax on the Beach and Explore Maafushi Island

  • After breakfast, spend the day relaxing on the beach or exploring Maafushi Island.
  • Try local cuisine at nearby restaurants.
  • Optional activities include renting a bicycle, visiting a spa, or taking a cooking class.
  • Enjoy a farewell dinner at a local restaurant.

Day 5: Departure

  • Check out of the guesthouse and take a speedboat transfer back to Velana International Airport.
  • Depart for home.

Estimated Cost Breakdown

  • Roundtrip flights from India to Maldives: INR 20,000 - INR 25,000 per person
  • Speedboat transfer to and from Maafushi Island: INR 5,000 - INR 7,000 per person
  • Budget guesthouse accommodations for four nights: INR 10,000 - INR 15,000 per room
  • Half-day snorkelling trip: INR 2,000 - INR 3,000 per person
  • Full-day island hopping tour: INR 4,000 - INR 5,000 per person
  • Food and drinks: INR 3,000 - INR 4,000 per person
  • Miscellaneous expenses (local transportation, souvenirs, etc.): INR 2,000 - INR 3,000 per person

Based on the above estimates, the total cost for a family of four would be approximately INR 1,00,000 - INR 1,20,000 for a five-day/four-night trip to the Maldives. However, these costs may vary depending on factors such as seasonality, availability, and individual preferences.


Planning a family vacation to the Maldives on a 15 LPA salary may seem daunting, but with the right tips and tricks, it is possible to enjoy this paradise without breaking the bank. By setting a realistic budget, finding affordable accommodations, saving money on flights, planning activities on a budget, and saving money on food and drink, you can make your dream vacation a reality.

Remember to plan for unforeseen expenses, use credit cards and loyalty programs to save money, and negotiate prices and fees. With these tips, you can create unforgettable memories with your family in the beautiful Maldives.

Fashion Tour of India: Click & Discover!
Dive into India's colorful wardrobe with our easy-to-use map! Just click on a state and see what people wear, from timeless classics to trendy outfits. Plus, check out the cool brands they love. It's fun, fast, and full of surprises!
😎 Top selling gift cards now
Lifestyle (Online)
Lifestyle (Online)
😎 Top selling gift cards now
😎 Top selling gift cards now
More in this series

Claim This Offer
Only on Hubble Money
Shuaib Azam
Shuaib is a Marketing & Growth lead at Hubble. When he isn't working on growth initiatives, Shuaib writes fiction and doodles space monkeys.

Claim This Offer
Only on Hubble Money

More like this

No items found.
Get rewarded every time you shop.
Up to 10% discount on 300+ brands