Learn about gift cards
What is a gift card?
Also known as brand vouchers, gift vouchers and brand cards, gift cards are a digital mode of payment which carries a amount along with a pin / card no. You can buy these gift cards and use them to pay on 300+ brand online and offline as well.
Why should I use a gift card?
Gift cards help you get great value on your purchase with a brand. They simplify giving, help with budgeting, and are easily sent across distances, ensuring your thoughtful gesture brings joy and value.
How to use a gift card?
To use a gift card, simply present it at the time of purchase in-store or enter the card’s unique code at checkout when shopping online. The amount of your purchase will be deducted from the card's balance.

How should you manage your spending?

Last updated :
March 10, 2024

minutes read

Managing your spending is a critical aspect of personal finance. It can be challenging to keep track of expenses and ensure that you are living within your means. However, with some simple strategies, you can control your spending and avoid financial stress. In this blog, we'll look at some tips and tricks to help you manage your spending.

Make a Budget

One of the first steps in managing your spending is to make a budget. A budget is a plan that outlines how you will spend your money each month. It should include all of your income, expenses, and savings. Making a budget will give you a clear picture of your finances and help you identify areas where you can cut back.

Track Your Spending

Once you have a budget in place, it's essential to track your spending. This means keeping a record of all of the money you spend each day. You can do this by using a budgeting app, a spreadsheet, or simply writing everything down in a notebook. Tracking your spending will help you stay on top of your expenses and ensure that you are sticking to your budget.

Tracking your spending will allow you to see where your money is going, which is the first step in making changes. If you find that you are spending more money than you expected in a particular category, you can adjust your spending in that area to get back on track. Additionally, tracking your spending can help you identify areas where you can cut back, such as eating out less or canceling subscriptions you no longer use.

Set Spending Limits

Another way to manage your spending is to set limits for yourself. For example, you might set a limit on how much you can spend on entertainment each month or a limit on how much you can spend on eating out. Having spending limits in place will help you stay within your budget and avoid overspending.

Setting spending limits can also help you prioritize your spending. For example, if you have a limited budget for entertainment, you might choose to spend your money on a concert or movie rather than on other activities that aren't as important to you. Additionally, setting spending limits can help you avoid impulse purchases, which can quickly add up and put you over budget.

Make a spending account

Create a spending account with the Hubble money app to manage your monthly spending budget. Deposit money on Hubble, watch it grow by 0.1% everyday (10% in just 100 days), and use it to spend mindfully on 30+ top brands. This spending account will help you budget your monthly expenses in a particular head like grocery, shopping, entertainment, hanging out, etc.

Over to you

Managing your spending is an important aspect of personal finance. By making a budget, tracking your spending, and setting limits, you can control your spending and avoid financial stress. These strategies will help you stay on top of your expenses and ensure that you are living within your means. Remember, managing your spending takes time and effort, but with dedication and persistence, you can achieve your financial goals.

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