Checklist: Key Factors to Consider When Choosing a Health Insurance Plan

Last updated :
September 27, 2023
/

minutes read

Table of Contents

I. Introduction

  • A brief overview of the importance of health insurance in India: In India, healthcare costs are rising rapidly, making it essential for individuals to have health insurance to protect themselves and their families from financial strain in case of medical emergencies or illnesses.
  • Explanation of the purpose of the checklist: The purpose of this checklist is to help young Indian employees and new graduates make an informed decision when choosing a health insurance plan that meets their needs and budget.

II. Understanding Health Insurance

  • Definition of health insurance: Health insurance is an agreement between an individual and an insurance company where the individual pays a premium in exchange for financial protection for medical expenses.
  • Explanation of how health insurance works in India: In India, health insurance policies are offered by both public and private insurance companies. These policies provide coverage for hospitalization expenses, pre and post-hospitalization expenses, daycare procedures, and other medical expenses as per the policy terms and conditions.
  • In India, health insurance works in two ways - reimbursement or cashless. Let’s find detail in the table given below:
Health Insurance Plans in India Reimbursement Cashless
Payment Process Pay for medical expenses upfront and claim reimbursement Access healthcare services without paying out of pocket at network hospitals
Process for accessing healthcare services Pay first and then claim reimbursement Access healthcare services without paying upfront at network hospitals
Network Hospitals Can be availed at any hospital Available only at network hospitals
Flexibility Provides flexibility in choosing hospitals and doctors Limited flexibility in choosing hospitals and doctors
Documentation Requires submission of bills and medical records for reimbursement Minimal documentation required
Convenience May require additional paperwork and claims processing time Offers convenience and faster access to healthcare services
Cost Premiums may be lower compared to cashless plans Premiums may be higher compared to reimbursement plans
  • Importance of having health insurance: Having health insurance is important as it provides financial protection in case of medical emergencies and helps individuals access quality healthcare services without worrying about the costs.

Highlighting the importance of having health insurance:

  • Health insurance can provide financial protection in case of a medical emergency or illness.
  • It can help you access quality healthcare services without worrying about the costs.
  • Having health insurance can prevent financial strain on you and your family in case of a medical emergency.
  • It can provide coverage for medical treatments that may be too expensive to pay out of pocket.
  • Health insurance can also offer tax benefits under Section 80D of the Income Tax Act.
  • According to a recent report, medical inflation in India is expected to rise to 7.5% in 2021. This means that healthcare costs are increasing rapidly, and having health insurance can help you manage these costs.

III. Key Factors to Consider When Choosing a Health Insurance Plan

  • Coverage and Benefits: One of the most important factors to consider when choosing a health insurance plan is the coverage and benefits offered. Look for a plan that provides comprehensive coverage for hospitalization expenses, pre and post-hospitalization expenses, daycare procedures, and other medical expenses that may arise.
  • Network Hospitals: Check whether the insurance plan has a tie-up with a good network of hospitals in your area to ensure that you have access to quality healthcare services when you need them.
  • Premiums: Consider the premium amount and whether it fits your budget. Remember that a lower premium may mean less coverage, so it's important to strike a balance between the two.
  • Deductibles and Copayments: Deductibles are the amount that you pay out of pocket before the insurance coverage kicks in. Copayments are the amount that you have to pay for each medical service availed. Check whether the plan has deductibles and copayments, and if so, what they are.
  • Exclusions: Exclusions are the medical conditions and treatments that are not covered by the insurance plan. Make sure to read the policy document carefully to understand the exclusions and whether they are relevant to your needs.
  • Waiting Periods: Waiting periods are the duration for which the policyholder has to wait before certain medical conditions are covered by the insurance plan. Check the waiting period for pre-existing medical conditions and other specific illnesses before buying the plan.
  • Renewability and Portability: Look for a plan that offers renewability and portability. Renewability means that you can renew your policy annually, and portability means that you can switch your health insurance plan without losing out on the benefits accrued in your existing plan. This gives you the flexibility to make changes as your health needs change.
  • Additional Features and Benefits: Many health insurance plans offer additional features and benefits, such as coverage for alternative treatments, wellness programs, and more. Check whether the plan has any additional features and whether they are relevant to your needs.
  • Reputation and Customer Service: Consider the reputation of the insurance company and its customer service track record. Look for reviews and ratings online to get an idea of how satisfied customers are with the company's services.

IV. Importance of Comparing Health Insurance Plans

  • Explanation of why comparing plans is important: Comparing different health insurance plans helps you understand the differences in coverage, benefits, and premiums, and choose the plan that best suits your needs and budget.
  • Comparison of health insurance plans based on the key factors: Compare different health insurance plans based on the factors mentioned in the previous section to make an informed decision. Look for plans that offer the best coverage and benefits at a price that fits your budget.
  • Compare the network hospitals to ensure that you have access to quality healthcare services in your area.
  • Check the policy document for exclusions and waiting periods to ensure that you are not caught off-guard in case of a medical emergency.
  • Look for plans that offer renewability and portability to give you the flexibility to make changes as your health needs change.
  • Finally, consider the reputation of the insurance company and its customer service track record to ensure that you have a hassle-free experience when making claims.

V. Conclusion

  • Summary of the key factors to consider when choosing a health insurance plan: When choosing a health insurance plan, it's important to consider factors such as coverage and benefits, network hospitals, premiums, deductibles and copayments, exclusions, waiting periods, renewability and portability, additional features and benefits, and reputation and customer service.
  • Importance of selecting the right health insurance plan in India: Selecting the right health insurance plan in India can provide financial protection in case of medical emergencies and give you access to quality healthcare services without worrying about costs.
  • Encouragement to carefully consider options and make an informed decision: We encourage you to carefully consider your options and make an informed decision when choosing a health insurance plan that meets your needs and budget. Don't hesitate to reach out to the insurance company or a financial advisor if you have any questions or need help with your decision.
Key Factor Checklist
Coverage and Benefits Check the coverage and benefits offered by the health insurance plan to ensure that they meet your specific healthcare needs.
Network Hospitals Check if the plan has a wide network of hospitals in your area to ensure that you have access to quality healthcare services.
Premiums Compare the premiums of different plans to find one that fits your budget.
Deductibles and Copayments Check the deductibles and copayments associated with the plan to understand your out-of-pocket expenses.
Exclusions Look for exclusions in the policy document to avoid any surprises when making claims.
Waiting Periods Check the waiting periods for pre-existing conditions, maternity benefits, and other healthcare services.
Renewability and Portability Check if the plan offers renewability and portability to give you the flexibility to make changes as your health needs change.
Additional Features and Benefits Look for plans that offer additional features and benefits such as wellness programs, health checkups, and discounts on healthcare services.
Reputation and Customer Service Check the reputation of the insurance company and its customer service track record to ensure a hassle-free experience when making claims.
Fashion Tour of India: Click & Discover!
Dive into India's colorful wardrobe with our easy-to-use map! Just click on a state and see what people wear, from timeless classics to trendy outfits. Plus, check out the cool brands they love. It's fun, fast, and full of surprises!
No items found.
😎 Extra discount on top brands
Download HubbleDownload Hubble
Myntra LUXE
5
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Myntra
5
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Zomato Dining
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Zomato Dining
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Zomato
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Zomato
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
YouMee-deleted
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
ZEE5 3 Months
15
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
YouMee
8
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Zambar
8
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Wrangler
6
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
World of Titan
8
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Willian Penn
7
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Woodland
9
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
White Crow
12
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Wonderchef
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Water Bill
1
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Westside
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Watcho Dish TV
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Wakefit
7
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
VMart
5
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Vijay Sales
3
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Veridicus
12
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Van Heusen
4
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Valorant
3
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Urban Ladder
13
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
US Polo Assn
8
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Unipin E-Gift
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Unlimited
6
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Uber
4
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Trends Women
13
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Trends Man
13
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Trends Junior
13
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Trends Footwear
13
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Titan Minimals
8
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
TimeZone_to_be_deleted
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Thomas Cook
4
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Third Wave Coffee
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
The Raymond Shop
9
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
The Postcard Hotel
5
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
The Body Shop
6
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
TBZ
1
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Tata Play HD
12
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Tata Play Binge Plus
8
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Tata Play Binge Plus
8
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Tata Cliq Palette
6
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Tata Cliq Luxury
5
% OFF
TOP_BRANDS,POPULAR_BRANDS,COFFEE_CRAVINGS,BEAUTY_AND_FASHION,VACATION,GIFTING,ROUTINE
Tata Cliq Luxury
5
% OFF
TOP_BRANDS,POPULAR_BRANDS,COFFEE_CRAVINGS,BEAUTY_AND_FASHION,VACATION,GIFTING,ROUTINE
Tata Cliq Luxury
6
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Tata Cliq
5
% OFF
TOP_BRANDS,POPULAR_BRANDS,COFFEE_CRAVINGS,BEAUTY_AND_FASHION,VACATION,GIFTING,ROUTINE
Tanishq Studded
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Tata Cliq
6
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Tanishq Gold Coin
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Tanishq
1
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Swiggy One Lite
67
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Swiggy One Lite
67
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Swiggy Instamart
6
% OFF
TOP_BRANDS,POPULAR_BRANDS,COFFEE_CRAVINGS,BEAUTY_AND_FASHION,VACATION,GIFTING,ROUTINE
Swiggy Instamart
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Swiggy Inhouse Only
4
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Swiggy Dineout
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Swiggy
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Swiggy
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Sweet Bengal
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Surat Diamonds Solitaire
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Surat Diamonds Main
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Street Foods By PUNJAB Grill
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Superdry
12
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Steve Madden
12
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Sterling Holiday Resorts
4
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Steam wallet
3
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Steam wallet
3
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Spotify
5
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Spotify 6 Months
5
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Starbucks
5
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Spencer
4
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Speedo
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Spar Hypermart
4
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Spar Hypermart
4
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
SonyLiv
35
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
SonyLiv 6 Months
35
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
SonyLiv 1 Month
35
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
SonyLiv 1 Year
35
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
SonyLiv
35
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Snapdeal
5
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Skullcandy
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Skechers
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Shoppers Stop
5
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Simon Carter
4
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
ShemarooMe Premium
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
SELECTED HOMME
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Satya Paul
12
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Resonate
9
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Samsonite
3
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Reliance Trends
13
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Replay
12
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Renee Cosmetics
10
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Reliance Trends Footwear
2
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Reliance Smart Point
3
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Reliance Smart Bazaar
3
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Reliance Smart
3
% OFF
POPULAR_BRANDS,BEAUTY_AND_FASHION,VACATION,GIFTING,COFFEE_CRAVINGS,ROUTINE,TOP_BRANDS
Only the best for
No items found.
Download HubbleDownload Hubble
109F
10
% OFF
AJIO
5
% OFF
AJIO LUXE
5
% OFF
AND India
10
% OFF
AND India
10
% OFF
Absolute Barbecues
6
% OFF
Aeropostale
8
% OFF
Ajio
5
% OFF
Ajio
5
% OFF
Allen Solly
4
% OFF
Amala Earth
15
% OFF
Amazon Fresh
3
% OFF
Amazon Prime
10
% OFF
Amazon Prime 12 Months
10
% OFF
Amazon pay
1
% OFF
Amazon-poshvine
4
% OFF
American Eagle
2
% OFF
American Eagle - to be deleted
2
% OFF
Apple Airpods
2
% OFF
Apple MacBook
2
% OFF
Apple Watch
2
% OFF
Apple Watch
2
% OFF
Apple Watch
2
% OFF
Apple iPad
2
% OFF
Apple iPhone 14
2
% OFF
Appreciate Subscription
35
% OFF
Archies
12
% OFF
Archies - deprecate
12
% OFF
Armani Exchange
12
% OFF
Arrow
10
% OFF
Aurelia
10
% OFF
Auric
25
% OFF
Avast AVG
2
% OFF
BB Now
3
% OFF
Bally
12
% OFF
Barbeque Nation
6
% OFF
Bata
8
% OFF
Beauty Scentiments
2
% OFF
Behrouz Biryani
9
% OFF
Benetton
10
% OFF
Bewakoof
8
% OFF
Beyoung
15
% OFF
Beyoung_to_be_deleted
2
% OFF
Bhima Jewellers
3
% OFF
Bhima Jewellers - Coin
2
% OFF
BigBasket
3
% OFF
Birkenstock
8
% OFF
Blackberrys
8
% OFF
Blaupunkt
35
% OFF
Blaupunkt_to_be_deleted
2
% OFF
Blinkit
4
% OFF
Blissclub
9
% OFF
BlueStone
2
% OFF
BlueStone Diamond
2
% OFF
BlueStone Gold
2
% OFF
Bluestone Gemstone Studded
2
% OFF
BodyCraft
6
% OFF
BookMyShow
3
% OFF
Bottega Veneta
12
% OFF
Broadband Bill
1
% OFF
Brooks Brothers
12
% OFF
Cafe Coffee Day
10
% OFF
Cafe Delhi Heights
8
% OFF
Canali
12
% OFF
Candere
4
% OFF
Candere Gold Coin
2
% OFF
Celio
10
% OFF
Chicago Pizza
10
% OFF
Chumbak
10
% OFF
Cleartrip
5
% OFF
Cloud tailor
8
% OFF
Coach
12
% OFF
Costa Coffee
7
% OFF
Croma
2
% OFF
DANUBE BUILDMART
6
% OFF
DIESEL
12
% OFF
Daily Objects
10
% OFF
DeVagabond
10
% OFF
Decathlon
4
% OFF
Decathlon
5
% OFF
Dominos
8
% OFF
Donatekart
3
% OFF
Dpauls
6
% OFF
Dune London
12
% OFF
Electricity Bill
1
% OFF
Emporio Armani
12
% OFF
Enric
2
% OFF
Epic On
3
% OFF
Euphoria Jewellery
2
% OFF
Faasos
9
% OFF
Fab Hotels
9
% OFF
Fabindia
10
% OFF
Fastrack
10
% OFF
Ferns N Petals
10
% OFF
Finusmart
2
% OFF
Firstcry
6
% OFF
Flipkart
2
% OFF
Flying Machine
8
% OFF
Forever New
10
% OFF
Forever New
8
% OFF
New brands added every week!
Download HubbleDownload Hubble
myUpchar Medicines
2
% OFF
iPhone 15 Pro Max
2
% OFF
iPhone 15
2
% OFF
Zomato Dining
10
% OFF
Zomato Dining
10
% OFF
Zomato
10
% OFF
Zomato
10
% OFF
Zambar
8
% OFF
ZEE5 3 Months
15
% OFF
YouMee-deleted
2
% OFF
YouMee
8
% OFF
Wrangler
6
% OFF
World of Titan
8
% OFF
Woodland
9
% OFF
Wonderchef
10
% OFF
Willian Penn
7
% OFF
White Crow
12
% OFF
Westside
10
% OFF
Water Bill
1
% OFF
Watcho Dish TV
2
% OFF
Wakefit
7
% OFF
Vijay Sales
3
% OFF
Veridicus
12
% OFF
Van Heusen
4
% OFF
Valorant
3
% OFF
VMart
5
% OFF
Urban Ladder
13
% OFF
Unlimited
6
% OFF
Unipin E-Gift
2
% OFF
Uber
4
% OFF
US Polo Assn
8
% OFF
Trends Women
13
% OFF
Trends Man
13
% OFF
Trends Junior
13
% OFF
Trends Footwear
13
% OFF
Titan Minimals
8
% OFF
TimeZone_to_be_deleted
2
% OFF
Thomas Cook
4
% OFF
Third Wave Coffee
10
% OFF
The Raymond Shop
9
% OFF
The Postcard Hotel
5
% OFF
The Body Shop
6
% OFF
Tata Play HD
12
% OFF
Tata Play Binge Plus
8
% OFF
Tata Play Binge Plus
8
% OFF
Tata Cliq Palette
6
% OFF
Tata Cliq Luxury
5
% OFF
Tata Cliq Luxury
6
% OFF
Tata Cliq Luxury
5
% OFF
Tata Cliq
6
% OFF
Tata Cliq
5
% OFF
Tanishq Studded
2
% OFF
Tanishq Gold Coin
2
% OFF
Tanishq
1
% OFF
TBZ
1
% OFF
Swiggy One Lite
67
% OFF
Swiggy One Lite
67
% OFF
Swiggy Instamart
10
% OFF
Swiggy Instamart
6
% OFF
Swiggy Inhouse Only
4
% OFF
Swiggy Dineout
10
% OFF
Swiggy
10
% OFF
Swiggy
10
% OFF
Sweet Bengal
10
% OFF
Surat Diamonds Solitaire
2
% OFF
Surat Diamonds Main
2
% OFF
Superdry
12
% OFF
Street Foods By PUNJAB Grill
2
% OFF
Steve Madden
12
% OFF
Sterling Holiday Resorts
4
% OFF
Steam wallet
3
% OFF
Steam wallet
3
% OFF
Starbucks
5
% OFF
Spotify 6 Months
5
% OFF
Spotify
5
% OFF
Spencer
4
% OFF
Speedo
10
% OFF
Spar Hypermart
4
% OFF
Spar Hypermart
4
% OFF
SonyLiv 6 Months
35
% OFF
SonyLiv 1 Year
35
% OFF
SonyLiv 1 Month
35
% OFF
SonyLiv
35
% OFF
SonyLiv
35
% OFF
Snapdeal
5
% OFF
Skullcandy
10
% OFF
Skechers
10
% OFF
Simon Carter
4
% OFF
Shoppers Stop
5
% OFF
ShemarooMe Premium
10
% OFF
Satya Paul
12
% OFF
Samsonite
3
% OFF
SELECTED HOMME
10
% OFF
Resonate
9
% OFF
Replay
12
% OFF
Renee Cosmetics
10
% OFF
Reliance Trends Footwear
2
% OFF
Reliance Trends
13
% OFF
Reliance Smart Point
3
% OFF
Reliance Smart Bazaar
3
% OFF
More in this series

More like this

No items found.
Get rewarded every time you shop.
Up to 10% discount on 300+ brands
No items found.
Become a
smart shopper today
DOWNLOAD Hubble
Scan & download
Urban Vault, #591, 15th main road, 22nd Cross Rd, 3rd Sector, HSR Layout, Bengaluru, Karnataka 560102
Made with 💜 in Bengaluru 🇮🇳 India | © 2023 by Gullak Technologies Pvt Ltd.
No items found.