Top 5 Zero Annual Fee Credit Cards in India

No annual fee credit cards are a great way to save money on your credit card costs, while still allowing you to enjoy the same benefits that come with having a credit card. In India, there are a variety of no annual fee credit cards available, each with its own unique features and benefits.

No annual fee credit cards provide a great way to save money while still enjoying the benefits of owning a credit card. These cards generally have lower interest rates, higher rewards and cashback, and other features and services that many other credit cards do not offer.

What to Consider When Choosing No Annual Fee Credit Cards in India

A. Interest rate

When comparing no annual fee credit cards in India, it is important to look at the interest rates associated with each card. Generally, no annual fee credit cards have lower interest rates than other credit cards, making them a great choice for those who want to save money.

B. Rewards and cashback

Rewards and cashback are an important factor to consider when choosing a no annual fee credit card. Many of these cards offer generous rewards and cashback programs, making them a great option for those who want to earn rewards while they spend.

C. Other features and services

When choosing a no annual fee credit card, it is important to also consider the other features and services that the card offers. Many of these cards offer additional benefits such as loyalty programs, travel insurance, purchase protection, and more. It is important to compare the features and services that each card offers to ensure that you are getting the most for your money.

Introduction

Credit cards with zero annual fee are a popular option among consumers in India. They provide users with the ability to access credit without having to pay an annual fee. In this article, we'll be reviewing the top credit cards with zero annual fee in India. We'll be looking at their features, benefits, fees, and eligibility criteria to help you choose the right card for your needs.

Top Credit Cards with Zero Annual Fee in India

1. Standard Chartered Manhattan Platinum Credit Card

The Standard Chartered Manhattan Platinum Credit Card is one of the top-rated credit cards with zero annual fee in India.

The card offers a range of benefits, including 5% cashback on supermarket purchases, 3x reward points on dining and hotel bookings, and fuel surcharge waiver.

Eligibility Criteria

Age: 21-65 years

Minimum income: Rs. 25,000 per month

2. Citibank Rewards Card

The Citibank Rewards Card is another top-rated credit card with zero annual fee in India.

The card offers a range of rewards, including 10x reward points on spends at apparel and department stores, and 1 reward point for every Rs. 125 spent on other categories.

Eligibility Criteria

Age: 18-70 years

Minimum income: Rs. 25,000 per month

3. Axis Bank Insta Easy Credit Card

The Axis Bank Insta Easy Credit Card is a popular credit card with zero annual fee in India.

The card offers a range of benefits, including a fuel surcharge waiver, 2.5% cashback on all online spends, and a 1% cashback on all other spends.

Eligibility Criteria

Age: 18-70 years

Minimum income: Rs. 15,000 per month

4. ICICI Bank Instant Platinum Credit Card

The ICICI Bank Instant Platinum Credit Card is a popular option for people who want a credit card with no annual fee.

The card offers benefits such as a 15% discount at partner restaurants and a 1% fuel surcharge waiver.

Eligibility Criteria

Age: 23-60 years

Minimum income: Rs. 20,000 per month

5. HDFC Bank Freedom Credit Card

The HDFC Bank Freedom Credit Card is a popular option for people who want a credit card with zero annual fee.

The card offers benefits such as a 5% cashback on fuel, grocery, and utility bills, and a 10% discount on movie tickets.

Eligibility Criteria

Age: 21-65 years

Minimum income: Rs. 12,000 per month

Conclusion

In conclusion, credit cards with zero annual fee are a great way to access credit without paying any extra charges.

There are a range of top-rated credit cards with zero annual fee in India, each with its own unique features and benefits.

It's important to consider your needs and preferences when choosing a credit card, and to compare the eligibility criteria, fees, and benefits of different cards to find the one that's right for you.

By following our recommendations, you can find the best credit card with zero annual fee in India that suits your needs and budget.