It’s never too early
to show your love
Send a Gift Card
Instant, thoughtful & perfect
for Raksha Bandhan
Learn about gift cards
What is a gift card?
Also known as brand vouchers, gift vouchers and brand cards, gift cards are a digital mode of payment which carries a amount along with a pin / card no. You can buy these gift cards and use them to pay on 300+ brand online and offline as well.
Why should I use a gift card?
Gift cards help you get great value on your purchase with a brand. They simplify giving, help with budgeting, and are easily sent across distances, ensuring your thoughtful gesture brings joy and value.
How to use a gift card?
To use a gift card, simply present it at the time of purchase in-store or enter the card’s unique code at checkout when shopping online. The amount of your purchase will be deducted from the card's balance.
Browse
Buy Gift CardsBlog
Top 5 Zero Annual Fee Credit Cards in India

Top 5 Zero Annual Fee Credit Cards in India

Looking for zero annual fees credit cards? Here are the top 5!
Published
March 10, 2024
Reading Time

minutes

Table of Contents

Fashion Tour of India: Click & Discover!
Dive into India's colorful wardrobe with our easy-to-use map! Just click on a state and see what people wear, from timeless classics to trendy outfits. Plus, check out the cool brands they love. It's fun, fast, and full of surprises!

Select a State

State Image
Male:
Male Fashion
Female:
Female Fashion

No annual fee credit cards are a great way to save money on your credit card costs, while still allowing you to enjoy the same benefits that come with having a credit card. In India, there are a variety of no annual fee credit cards available, each with its own unique features and benefits.

No annual fee credit cards provide a great way to save money while still enjoying the benefits of owning a credit card. These cards generally have lower interest rates, higher rewards and cashback, and other features and services that many other credit cards do not offer.

What to Consider When Choosing No Annual Fee Credit Cards in India

A. Interest rate

When comparing no annual fee credit cards in India, it is important to look at the interest rates associated with each card. Generally, no annual fee credit cards have lower interest rates than other credit cards, making them a great choice for those who want to save money.

B. Rewards and cashback

Rewards and cashback are an important factor to consider when choosing a no annual fee credit card. Many of these cards offer generous rewards and cashback programs, making them a great option for those who want to earn rewards while they spend.

C. Other features and services

When choosing a no annual fee credit card, it is important to also consider the other features and services that the card offers. Many of these cards offer additional benefits such as loyalty programs, travel insurance, purchase protection, and more. It is important to compare the features and services that each card offers to ensure that you are getting the most for your money.

Introduction

Credit cards with zero annual fee are a popular option among consumers in India. They provide users with the ability to access credit without having to pay an annual fee. In this article, we'll be reviewing the top credit cards with zero annual fee in India. We'll be looking at their features, benefits, fees, and eligibility criteria to help you choose the right card for your needs.

Top Credit Cards with Zero Annual Fee in India

1. Standard Chartered Manhattan Platinum Credit Card

The Standard Chartered Manhattan Platinum Credit Card is one of the top-rated credit cards with zero annual fee in India.

The card offers a range of benefits, including 5% cashback on supermarket purchases, 3x reward points on dining and hotel bookings, and fuel surcharge waiver.

Eligibility Criteria

Age: 21-65 years

Minimum income: Rs. 25,000 per month

2. Citibank Rewards Card

The Citibank Rewards Card is another top-rated credit card with zero annual fee in India.

The card offers a range of rewards, including 10x reward points on spends at apparel and department stores, and 1 reward point for every Rs. 125 spent on other categories.

Eligibility Criteria

Age: 18-70 years

Minimum income: Rs. 25,000 per month

3. Axis Bank Insta Easy Credit Card

The Axis Bank Insta Easy Credit Card is a popular credit card with zero annual fee in India.

The card offers a range of benefits, including a fuel surcharge waiver, 2.5% cashback on all online spends, and a 1% cashback on all other spends.

Eligibility Criteria

Age: 18-70 years

Minimum income: Rs. 15,000 per month

4. ICICI Bank Instant Platinum Credit Card

The ICICI Bank Instant Platinum Credit Card is a popular option for people who want a credit card with no annual fee.

The card offers benefits such as a 15% discount at partner restaurants and a 1% fuel surcharge waiver.

Eligibility Criteria

Age: 23-60 years

Minimum income: Rs. 20,000 per month

5. HDFC Bank Freedom Credit Card

The HDFC Bank Freedom Credit Card is a popular option for people who want a credit card with zero annual fee.

The card offers benefits such as a 5% cashback on fuel, grocery, and utility bills, and a 10% discount on movie tickets.

Eligibility Criteria

Age: 21-65 years

Minimum income: Rs. 12,000 per month

Conclusion

In conclusion, credit cards with zero annual fee are a great way to access credit without paying any extra charges.

There are a range of top-rated credit cards with zero annual fee in India, each with its own unique features and benefits.

It's important to consider your needs and preferences when choosing a credit card, and to compare the eligibility criteria, fees, and benefits of different cards to find the one that's right for you.

By following our recommendations, you can find the best credit card with zero annual fee in India that suits your needs and budget.

😎 Top selling gift cards now
Yatra
Yatra
5
% OFF
VACATION
About the Author
Shuaib Azam
Shuaib is a Marketing & Growth lead at Hubble. When he isn't working on growth initiatives, Shuaib writes fiction and doodles space monkeys.
Read more about
Shuaib Azam
and explore their articles

Claim This Offer
Only on Hubble Money
More in this series
Get bulk discounts on corporate gift cards
Enquire now

Claim This Offer
Only on Hubble Money
DIVE EVEN DEEPER
No items found.
Get rewarded every time you shop.
Up to 10% discount on 300+ brands