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Virtual payment cards, also known as gift cards or brand vouchers, belong to a specific retailer or brand and have a specific monetary value. They offer a number of benefits for online shopping, making them a convenient and secure option for consumers.
Benefits of Virtual Payment Cards for Shopping
Increased Security
Virtual payment cards are generated for a specific brand, with a unique number and security code. This helps to prevent fraud and reduces the risk of identity theft. You can add the card balance to that brand wallet and use it whenever you need to spend.
Convenience
Virtual payment cards can be used for online shopping and at physical outlets depending on the brand. They can be easily generated through Hubble money app for 30+ top brands.
Better Budgeting
Virtual payment cards can be set up with a specific limit, which helps you stay within your budget. This makes it easier to manage your spending and avoid overspending.
No Physical Card to Lose
Since virtual payment cards are digital, there is no physical card to lose or misplace. This eliminates the hassle and inconvenience of replacing a lost or stolen card.
Better Rewards
Some platforms offer rewards when you generate virtual payment cards for your spending, like the Hubble Money app. This makes them a great option for spending, as you can earn rewards by depositing your monthly spending budget and use those rewards to generate cards for purchases you were already planning to make.
Should you get virtual payment cards?
Virtual payment cards are a convenient and secure option for online shopping. They offer increased security, improved budgeting, and the ability to earn rewards, etc. Whether you are a frequent shopper or just looking for an easier way to manage your finances, virtual payment cards are definitely worth considering.
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