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What is a gift card?
Also known as brand vouchers, gift vouchers and brand cards, gift cards are a digital mode of payment which carries a amount along with a pin / card no. You can buy these gift cards and use them to pay on 300+ brand online and offline as well.
Why should I use a gift card?
Gift cards help you get great value on your purchase with a brand. They simplify giving, help with budgeting, and are easily sent across distances, ensuring your thoughtful gesture brings joy and value.
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To use a gift card, simply present it at the time of purchase in-store or enter the card’s unique code at checkout when shopping online. The amount of your purchase will be deducted from the card's balance.

Budgeting Strategies to Stop Overspending

Last updated :
March 10, 2024

minutes read

Budgeting is a critical aspect of managing one's finances. It helps you plan your spending and make sure that your expenses do not exceed your income. Unfortunately, even with a budget in place, many people still struggle with overspending. Overspending can lead to financial stress and negatively impact your financial goals. In this blog, we'll discuss budgeting strategies that can help you stop overspending.

Track your spending

The first step in controlling overspending is to track your spending. Keeping a record of your daily expenses will give you a clear picture of where your money is going. You can use a budgeting app, spreadsheet, or even a pen and paper to keep track of your spending.

Set a spending limit

Once you have a clear understanding of your spending habits, set a spending limit for each category. This could be a weekly or monthly limit, depending on your personal preference. Make sure to stick to the limits you set, and avoid making any impulse purchases.

Prioritize your spending

Prioritizing your spending means focusing on the most important expenses first. This could include necessities like rent, utilities, and food, and then allocate the remaining money to discretionary spending.

Use a spending account

Don't let your money sit idle in your savings account. Create a spending account with Hubble that gives you 10X better returns than your savings account. You can deposit your spending money and watch it grow every day by 0.1%, i.e, 10% in 100 days. You can use your deposit & earnings to generate a virtual payment card and buy anything you want from our brand partners. This way you will be able to make the most of your money.

Make a shopping list

Before going shopping, make a list of the items you need to purchase. This will help you avoid buying items that are not necessary and will keep you within your spending limit.

Avoid impulse purchases

Impulse purchases can quickly add up and contribute to overspending. To avoid this, give yourself time to think before making a purchase. Ask yourself if you really need the item, or if it's just an impulse buy.


Budgeting is an effective tool for managing your finances and avoiding overspending. By tracking your spending, setting a spending limit, prioritizing your expenses, using cash, making a shopping list, and avoiding impulse purchases, you can take control of your finances and reach your financial goals. Remember, it takes time and discipline to get into the habit of budgeting, but the benefits are worth the effort.

Fashion Tour of India: Click & Discover!
Dive into India's colorful wardrobe with our easy-to-use map! Just click on a state and see what people wear, from timeless classics to trendy outfits. Plus, check out the cool brands they love. It's fun, fast, and full of surprises!
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😎 Top selling gift cards now
😎 Top selling gift cards now
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Shuaib Azam
Shuaib is a Marketing & Growth lead at Hubble. When he isn't working on growth initiatives, Shuaib writes fiction and doodles space monkeys.

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