Terms and Conditions of Axis Bank

The decision of The Merchant & Axis Bank will be final and binding on all and any correspondence in this regard will not be entertained.
Axis Bank will not be responsible or liable in case the offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
The Merchant and Axis Bank reserve the right at any time, without notice, to add/alter/change/ or vary any or all of these terms and conditions or to replace, entire or in part, this offer by another offer, whether similar to this offer or not, or to withdraw it altogether.
The participation in the offer is entirely voluntary and it is understood, that the participation by the Cardholders shall be deemed to have been made on a voluntary basis.
The Merchant & Axis Bank reserves the right to modify / alter the offer or all or any of the terms applicable to the offer without assigning any reasons or without any prior intimation whatsoever. Axis Bank also reserves the right to discontinue the offer without assigning any reasons or without any prior intimation whatsoever.
In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Cardholder, Axis Bank’s decision shall be final and binding on Cardholders in all respects.
Axis Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered/sold by The Merchant. Any dispute or claim regarding the goods and/or services must be resolved by the Cardholder with The Merchant directly without any reference to Axis Bank. Additional discount offered by the Bank is solely for promoting usage of Axis Bank Debit and Credit card.
Images provided in promotions are only for pictorial representation and Axis Bank does not undertake any liability or responsibility for the same.
Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of The Merchant or any third party and is not intended to create any rights and obligations.
The offer by Axis Bank is subject to applicable laws and regulatory guidelines/ regulations and as per bank's extant guidelines from time to time.
Bank may use the services of agents for sales / marketing of the products. Copy Rights of Axis Bank Limited. All rights are reserved.
Axis Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Card Holder/s under the offer.
Axis Bank shall not be held liable for any delay or loss that may be caused in delivery of the goods and /or services under the offer.
The Merchant & Axis Bank reserve the right to disqualify any cardholder from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card.
All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the offer shall be borne solely by the cardholder and Axis Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues.
The terms and conditions governing the offer shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Credit Card / Debit Card issued by Axis Bank
The offer is not available wherever prohibited and products/ services for which such programs cannot be offered for any reason whatsoever.
Logos/trademarks used are owned by respective entities. Axis Bank has been authorized to use these logos/trademarks for offer promotion purposes.
Any person taking the advantage of this offer shall be deemed to have read, understood and accepted these terms and conditions.
Any dispute relating to the offer or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only.
Merchant Terms & Conditions applicable

Terms and Conditions of Credence Rewards

This 'User Agreement', which is intended to be a legally binding contract between you and us, contains the following:

Terms of Sale: this governs your purchase/redemption and use of the Gift Cards;
Website Terms of Use: this governs the access and use of the Website; and
Privacy Policy: this governs the use of your personal information we collect.
Credence Voucher: The Credence voucher can be used only one time. Multiple usages of Credence Voucher are not allowed.

You agree that you are of legal age to enter into binding contracts, have read, understood and are bound by the User Agreement. If you do not want to be bound by this User Agreement, you should not use this Website or conduct any sale/purchase transaction.

References to "you", "User" shall mean the end user accessing the Website, its contents and using the Functionalities offered through the Website, "Service Providers" mean independent third party service providers or merchants, and "we", "us", "Credence Rewards™" and "our" shall mean Credence Rewards™.

We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time

I. TERMS OF SALE

The Gift Card you purchase/redeem is redeemable for goods or services by the seller of such goods and services or the Service Provider. The Service Provider, not Credence Rewards™, is the seller of the goods and services and is solely responsible for redeeming any Gift Card you purchase.
The Gift Card shall have the necessary redemption instructions on it. The Gift Card may have an offer period or expiry date mentioned on it. You shall use it accordingly.
Unless otherwise stated, you will not be entitled to receive credit or cash-back for whatever value of the Gift Card you don't use.
Unless otherwise stated, you cannot combine the Gift Card offer with other special offers or promotions that may be on.
Unless there is something wrong with the purchase or an error attributable to us, we do not offer refunds. Gift Card once sold are non-refundable, whether you use it or not.
Neither Credence Rewards™ nor the Service Provider shall have any liability in the event you lose your Gift Card at the Service Provider venue.
Credence Rewards™ is merely the aggregator of deals and issuer of usable Gift Card. The Gift Card and the deals are the property of the respective third-party Service Provider.
As such, Credence Rewards™ shall not be responsible for any and all injuries, illnesses, damages, claims, liabilities, and costs suffered by or in respect of a customer, caused in whole or in parts.
Notwithstanding anything to contrary, Credence Rewards™ 's entire liability to you shall be the refund of the money charged from you for any specific Gift Card, under which the unlikely liability arises. Under no circumstance shall Credence Rewards™ be liable for any consequential, indirect or remote loss that you or your friends and family may suffer.

II. WEBSITE TERMS OF USE

A. General

www.credencerewards.com ("Website") is an Internet based portal owned and operated by Credence Rewards™, a company incorporated under the laws of India, having its registered office at Mumbai, India. Use of the Website is offered to you conditioned on acceptance of all the terms, conditions and notices contained in these Terms, along with any amendments made by Credence Rewards™ at its sole discretion and posted on the Website.

B. Communication

Credence Rewards™ may use the information submitted by you to send you e-mails and SMS for administrative purposes, through its servers and systems; or through third party e-mail Or SMS service providers.

User can unsubscribe/opt-out from our communications sent on SMS and Email anytime:

Please email us at support@credencerewards.com to unsubscribe from SMS or E-mail.

C. Functionalities Offered

This Website is an interface for redeeming voucher code on Credence Rewards™ for Axis Bank Credit Card customers

D. Privacy Policy

The User hereby consents, expresses and agrees that he has read and fully understands the Privacy Policy of Credence Rewards™ in respect of the Website. You further consent that the terms and contents of such Privacy Policy are acceptable to you.

E. User Obligations

You agree and undertake to use the Website only to post and upload material that is proper. By way of example, and not as a limitation, you agree and undertake that when using the Website, you will not:

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights of others;
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information through any bookmark, tag or keyword;
Upload files that contain software or other material protected by intellectual property laws unless you own or control the rights thereto or have received all necessary consents;
Upload or distribute files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of the Website or another's computer;
Conduct or forward surveys, contests, pyramid schemes or chain letters;
Download any file posted by another user of a Service that you know, or reasonably should know, cannot be legally distributed in such manner;
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded;
Violate any code of conduct or other guidelines, which may be applicable for or to any particular Service;
Violate any applicable laws or regulations for the time being in force in or outside India;
Violate any of the terms and conditions of this Agreement or any other terms and conditions for the use of the Website contained elsewhere herein;
Reverse engineer, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information or software obtained from the Website; and
Notwithstanding anything to the contrary, Credence Rewards™'s entire liability to you shall be the refund of the money charged from you for any specific Gift Card, under which the unlikely liability arises. Under no circumstance shall Credence Rewards™ be liable for any consequential, indirect or remote loss that you or your friends and family may suffer.

F. Usage Conduct

You shall solely be responsible for maintaining the necessary computer equipments and Internet connections that may be required to access, use and transact on the Website;
You are also under an obligation to use this Website for reasonable and lawful purposes only, and shall not indulge in any activity that is not envisaged through the Website; and
You shall use this Website, , for personal, non-commercial use only and shall not re-sell the same to any other person.

G. Intellectual Property Rights

Unless otherwise indicated or anything contained to the contrary or any proprietary material owned by a third party and so expressly mentioned, Credence Rewards™ owns all Intellectual Property Rights to and into the trademarks "[•]", and the Website, including, without limitation, any and all rights, title and interest in and to copyright, related rights, patents, utility models, designs, know-how, trade secrets and inventions (patent pending), goodwill, source code, meta tags, databases, text, content, graphics, icons, and hyperlinks. You acknowledge and agree that you shall not use, reproduce or distribute any content from the Website belonging to Credence Rewards™ without obtaining authorization from Credence Rewards™.
Notwithstanding the foregoing, it is expressly clarified that you will solely be responsible for any content that you provide or upload when using any Service, including any text, data, information, images, photographs, music, sound, video or any other material which may be accessible through your post, or any other content that you upload, transmit or store when using the Website.

H. Disclaimer of Warranties & Liability

Credence Rewards™ has endeavored to ensure that all the information on the Website is correct, but Credence Rewards™ neither warrants nor makes any representations regarding the quality, accuracy or completeness of any data, information, product or Service. In no event shall Credence Rewards™ be liable for any direct, indirect, punitive, incidental, special, consequential damages or any other damages. Neither shall Credence Rewards™ be responsible for the delay or inability to use the Website or related Functionalities, the provision of or failure to provide Functionalities, or for any information, software, products, Functionalities and related graphics obtained through the Website, or otherwise arising out of the use of the website, whether based on contract, tort, negligence, strict liability or otherwise. Further, Credence Rewards™ shall not be held responsible for non-availability of the Website during periodic maintenance operations or any unplanned suspension of access to the website that may occur due to technical reasons or for any reason beyond Credence Rewards™' control. The user understands and agrees that any material and/or data downloaded or otherwise obtained through the Website is done entirely at their own discretion and risk and they will be solely responsible for any damage to their computer systems or loss of data that results from the download of such material and/or data.

I. Indemnification

You agree to indemnify, defend and hold harmless Credence Rewards™ from and against any and all losses, liabilities, claims, damages, costs, and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by Credence Rewards™ that arise out of, result from, or may be payable by virtue of, any breach or non-performance of any representation, warranty, covenant or agreement made or obligation to be performed by you pursuant to these Terms.

J. Governing Law

These terms shall be governed by and constructed in accordance with the laws of India without reference to conflict of laws principles, and disputes arising in relation hereto shall be subject to the exclusive jurisdiction of the courts at Mumbai, India. M. Report Abuse If you come across any abuse or violation of these Terms, please report to support@credencerewards.com

III. PRIVACY POLICY

A. General Usage

This Privacy Policy explains how Credence Rewards™ collects, uses, discloses and protects your Personal Information, obtained explicitly through www.credencerewards.com website (" Site"), as well as other information collected automatically without direct submission by you. 'Personal Information' is information that enables anyone to contact you. Your full name, address, IP address, e-mail address are other examples of Personal Information.

You may need to provide Credence Rewards™ your Personal Information during the course of using some services of the Credence Rewards™;to receive voucher details.

Credence Rewards™ may use the information submitted by you to send you e-mails for administrative purposes. Credence Rewards™ does not make these e-mail addresses available to any third party. Credence Rewards™ DOES NOT trade or sell your Personal Information in any manner, except as is provided under Section III (B) below, or if express consent is sought from you.

When you use the Site, Credence Rewards™' servers (which may be hosted by a third-party service provider) may collect information indirectly and automatically about your activities on the Site; for instance by way of cookies. A cookie is a small amount of data that is sent to a user's browser from a web server and is eventually stored on a user's computer hard drive. This anonymous information is maintained distinctly and is not linked to the Personal Information you submit to Credence Rewards™. The anonymous information will be used for Credence Rewards™' understanding of how the Site is used and for other statistical purposes, for system administration and to personalize your experience. Credence Rewards™ may also collect information related to access times, browser type, and your IP address for tracking usage patterns and, if necessary, deny service in accordance with our Terms.

Credence Rewards™ may disclose aggregated information about the use of the Site, but it will never contain Personal Information. Credence Rewards™ does not disclose Personal Information to third parties in the normal course of operations. However, in situations when Credence Rewards™ is legally obligated to disclose information to the government or other third parties, Credence Rewards™ will do so.

Credence Rewards™ implements standard measures to protect against unauthorized access to and unlawful interception of Personal Information. However, no internet site can fully eliminate security risks.

B. Shared Personal Information

You are required to submit your personal information at the time of redeeming voucher on Credence Rewards™ website. Credence Rewards™ uses an online gateway that is operated by a third party and the personal information that you share with Credence Rewards™ is transferred and shared with such third party payment gateway operator. The said operator may also have access to your online purchase history/details that you make from www.credencerewards.com.

Credence Rewards™ at its discretion may also use external vendors and providers, to ship out the orders for gift cards and gift vouchers received on www.credencerewards.com.Credence Rewards™ may share your personal information like Name, Address, Phone number, etc to these service providers solely for the purpose of shipping out the user order.

C. General

Credence Rewards™ will use information only in accordance with the Privacy Policy under which the information was collected unless we have received explicit authorization

IV. Credence Voucher

The Credence voucher can be used only one time. Multiple usages of Credence Voucher are not allowed.

FlipKart.com Gift Card

Flipkart.in e-Gift Vouchers (EGV) are issued by Qwikcilver Solutions. Qwikcilver is a private limited company incorporated under the laws of India, and is the issuer of Gift Cards/Vouchers.
The e-Gift Vouchers (EGV) can be redeemed online against Sellers listed on www.flipkart.com only.
EGVs can be redeemed by selecting the payment mode as e-Gift Voucher. They can NOT be used to purchase Flipkart First subscriptions.
EGVs cannot be used to purchase other EGVs.
If the order value exceeds the EGV amount, the balance must be paid by Axis Bank Credit Card. Cash on Delivery payment option cannot be used to pay the balance amount.
If the order value is less than the amount of the EGV, the outstanding balance (after deduction of order value) will reflect under the same EGV.
EGVs and their corresponding unused balance will expire 12 months from the date of issue.
EGVs cannot be redeemed for Cash or Credit, but are transferable.
Flipkart.com/Qwikcilver Solutions are not responsible if the voucher is lost, stolen or used without permission.
You can combine and use a maximum of 15 vouchers per order. They can be combined with promotional codes.
Flipkart.com/Qwikcilver Solutions assumes no responsibility for the products purchased using the EGVs and any liability thereof is expressly disclaimed.
Validity of EGVs cannot be extended, new EGVs cannot be provided against the expired/unused Vouchers.
In the event the beneficiary/Know Your Customer (KYC) details are found to be incorrect/insufficient, Qwikcilver Solutions/Flipkart.com retain the right to cancel the EGV issued.
There is no fee or other charges associated with EGV purchase.
EGVs cannot be reloaded or resold.
All Gift Cards issued after January 01, 2018 shall have a minimum validity period of 1 (one) year from the date of last loading / reloading of the Gift Card.
The Company shall, at all times, keep the passwords that are created by the Company or its customers/beneficiaries on the Website and the Gift Card Pin generated strictly confidential and not reveal the same to any person or entity.
Every holder of Gift Cards shall be required to add the value stored on such Gift Card into the Flipkart Wallet/Flipkart User Account as a prerequisite to the redemption of the Gift Cards. The loading of the Gift card onto the Flipkart Wallet/Flipkart Account shall constitute registration of the User
Flipkart shall honor and consider requests for blocking of Gift Cards only from users who have registered in accordance with the terms above.
Please refer the Customer Grievance policy for dispute resolution, unauthorized transactions and liability related aspects at https://www.qwikcilver.com/grievance-policy/
The cardholder may request for the revalidation of the expired gift card. Upon receipt of such request the gift card may be revalidated after due verification and maybe subject to additional terms and conditions.

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