The Step-by-Step Guide for Using Hubble Money App

February 1, 2023

Hubble is a unique spending account that grows your money 10x faster than your bank savings account. With the Hubble account, you can deposit your money and watch it grow at a steady rate of 0.1% every day, i.e., 10% in just 100 days, without any extra fees, charges or taxes. 

Example: For instance, you deposit Rs 10,000 today in the Hubble account, which will grow daily by 0.1%. Now your money grows to Rs 11,000 by the 100th day. This - Rs 11,000 of which Rs 10,000 will be your original deposit and a whopping Rs 1000 extra will be your Hubble earnings, which is fully redeemable against any purchase from Hubble anytime.

You can redeem your balance to spend on top brands such as Amazon, Flipkart, Swiggy, Uber, PVR, Myntra, Nykaa, Croma, and more. Hubble has partnered with 30+ top brands to bring you a fulfilling shopping experience.

We have also upgraded the rewarding experience with the Hubble spending account. You don't need to wait for reward points, cashback, or discount coupons. You will frequently have the chance to increase your earnings by participating in challenges and games on top of your everyday earnings. 

Here’s how your money will grow in the Hubble spending account 

Step 1: Sign up on Hubble with your mobile number and enter the Hubbleverse. 

hubble sign up


Step 2:  Click ‘Add money’ to make your first deposit to your Hubble spending account. 

add money hubble money

Step 3: Enter the amount you want to deposit. You can enter any amount between Rs 500 to Rs 20,000. Once you enter the amount you wish to deposit, you can see how much your money will grow in 24 hours, 30 days, and 100 days. 

deposit money hubble

Step 4: Click on ‘Apply coupon’ and select an offer that suits you to get instant earnings on your first deposit. You can choose one of the many coupons available. 

apply coupon hubble money app

Step 5: When you've added your coupon, click on ‘Proceed’ to add your money. 

Step 6: In the next step, enter your PAN details and verify it. 

(Your PAN is to verify your identity and keep your funds safe. The rewards you get in Hubble are not taxable.)

enter PAN hubble money

Step 7: After your PAN is verified, choose your preferred mode of payment and make your deposit. 

payment hubble money

Step 6: You will get a message on successful payment on the next page. If you wish to put your earnings on autopilot, you can enable the ‘Auto Debit’ option available at the bottom of the page. 

avail auto debit hubble

Woohoo! This way you must have unlocked your first of many earnings. 

Also, you can try our return calculator to know how much a particular amount deposited in a specific tenure will grow in the next 100 days.  

Now, we already have mentioned above that Hubble will not only ensure that your money makes the most of its value but also make your spending experience - more rewarding & fun! 

Now, let us take you on a tour about how you can redeem your earnings & shop from 30+ top brands.

You can redeem your full or a portion of your deposits &  earnings on Hubble anytime, to get a virtual payment card of a brand you would like to shop from. You can use this payment card at the brand’s online & offline stores (depending on the brand). 

How to spend on brands with Hubble? Generating a virtual payment card from Hubble

Step 1 -  Open the Hubble app & click on the ‘Shop’ section from the home page 

Step 2 - Choose a brand you want to generate a virtual card for, from the list of 30+ brands. 

Step 3 - Enter the amount you want to redeem it for. 

Step 4  - Then, click on ‘Review’ and verify using OTP. 

Step 5 - Click on ‘Generate’ and your virtual payment card will be displayed on the screen. 

You can use this virtual card at the brand’s offline stores or on its website to purchase any product of your choice. If you want to know how you can use these payment virtual cards, tap on the card to view details and then, click on ‘How to use’ it. We have added the ‘How to use’ section for every brand. 

Now, if you’ve deposited your money in the Hubble spending account, but want to withdraw the funds - you can do so by following these steps- 

Step 1 - Click on your Hubble account balance on the homepage.

Or, you can also click on your “Profile” icon and then, select “Transactions”. 

Step 2 - On the next page, click on “More Options”, and choose “Withdraw Funds.” 

Step 3 - Then, enter the amount you wish to withdraw, review your associated UPI ID for the refund and click on "Withdraw Funds". 

Step 4 - Verify your OTP and click on ‘Proceed’. Your deposits will be sent to your bank account linked to your UPI ID instantly.

Introducing ‘Boost’ - Play & Earn More on Hubble Spending Account

Boosters are one-time triggers to fuel your earnings on Hubble. These are credited to your account upon completion of games, challenges, and quizzes, or by unlocking milestones like enabling auto-debit, making your first purchase through Hubble, depositing a certain amount of money, etc. 

The ‘Boost’ section shows all the active boosters. As soon as you complete the task associated with a particular booster, you’ll unlock the earnings associated with it. You will have to claim those earnings to be able to use them for your purchases. 

For instance, if there is a 'Predict & Win' challenge, then you can follow these steps to boost your Hubble earnings. 

Step 1 - Go to the ‘Boost’ section from the homepage. 

boost section hubble

Step 2 - On the top of the ‘Boost’ page, you will see a challenge ‘Predict & Win’ card. Every card consists of rewards you’ll get if your prediction is correct and when the prediction results will go live. 

Step 3 - Click on the challenge card and proceed to ‘Submit your prediction’. 

Step 4 - Then, you’ll see a successful submission message with a notification about when will we announce the prediction results. 

But the list isn't just 'Predict & Win'. We will have more exciting challenges every week like take the quiz, guess the name, etc. 

If you had predicted correctly, you can follow these steps to claim your ‘boost’ earnings - 

Step 1 - Go to the ‘Boost’ section and click on ‘Tap to Claim’ in the top right corner. 

Step 2 - The ‘Lifetime Boosts’ page will open up. You can see all your earnings and claim the ones you want to.


Step 3 - Once you claim your earnings, the amount will be added to your total Hubble earnings and can be used for spending on our brand partners. 

Did you find it helpful?

Komal Chawla

Growth Marketing Lead - Organic
Linkedin logo used as a link to linkedin page
A Writer by Chance. Finance Wizard. If not working, you can find me binge-watching F.R.I.E.N.D.S!

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